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Steve Keys

International Mortgage Solutions S.L

Steve Keys International Mortgage Solutions Ltd was set up by Directors Heather Chambers & Graham Tennant to fill a gap in the mortgage market through providing advice and placement of Spanish mortgages replicating wherever possible FSA rules that currently apply in the UK.

The IMS Directors gained their experience of the mortgage market as executives of major Banks & Building Societies in the UK and have used this experience to deliver professional, unbiased and personal advice to non-residents & residents of Spain.

IMS helps clients ascertain the most cost effective route for raising finance for buying property in Spain and other European countries and all initial advice and guidance is provided free of charge. Recommendations fully outlining mortgage products and costs are provided in writing before any transaction takes place so clients can make informed decisions.

IMS are a UK limited company and have offices in Spain & the UK. An experienced team in Spain deals with all Spanish & European lending. This team will look after the clients needs throughout the Spanish (European) purchase process and liaise with all relevant parties on their behalf wherever required.

IMS have access to all products & providers. We are able to help clients understand the idiosyncrasies of the Spanish (European) mortgage & purchase market, ensure deposit monies are not put at risk and that the best possible product and solution is sourced.

IMS will always put the clients welfare first and understands how stressful it can be to buy and organise finance for a purchase in a country in which they are not resident. Updates and communication of progress are provided at each stage so clients are not left feeling vulnerable due to lack of information.

Steve Keys has worked for IMS for almost 5 years, 10 months in the UK and then transferred to Marbella in October 2003 where he joined the team of Spanish advisors. During this period Steve has seen many changes within the market and regularly keeps in touch with all the lenders, building strong relations so that product knowledge is kept up to date, allowing Steve to pass the very best information on to his clients and help them with any questions they may have.

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